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L&T Health Insurance India

L&T Health Insurance India - L&T General Insurance Company Limited is a wholly owned subsidiary of Larsen & Toubro Limited. Larsen & Toubro Ltd. is a technology, construction and engineering group with a capital of USD 12.8 billion. The company operates across the world and it is regarded as one of the most respected private companies in India. Larsen & Toubro Limited achieved leadership in all major business verticals that it operates in by dint of its dedicated customer-centric approach and its incessant quest for first-rate quality for more than seven decades. Larsen & Toubro Limited was honoured as one of top 50 most reputed companies in a survey. The survey was about “World’s Most Reputable Companies” and it was conducted by Forbes-Reputation Institute. The survey was published in the June edition of 2009.

L&T Insurance aspires to be a leading insurance company with distinguished capability, character and calibre. The L&T General Insurance Company is dedicated and potent enough to provide same standard of service in the space of Indian insurance space that its parent company is known for offering in other business segments.

L&T Insurance is supported by a world famous brand that enjoys unrivaled leadership for seven decades in a row. Being armed with financial strength, credibility and expertise the insurance firm aims to offer an array of general insurance products that includes L & T health insurance, L & T car insurance and all over India.

L&T Insurance is a high-tech company with a view to offer flawless outstanding services. The company looks to create a distinct and technology-driven platform to incorporate all the major functions to offer flawless services to its clients.

L&T General Insurance consists of a bunch of excellent insurance experts who have teamed up to merge their experience to put together an unique entity with a perfect blend of innovation and prudence.

 

List of L&T Health Insurance Policy and Plans in India

L&T My Health Medisure Prime Insurance

My: health Medisure Prime Insurance policy is an all-round health insurance plan that covers your medical expenses in case of illness or accident. You can also add your family members under this plan. It is the perfect health protection for you and your family. Know Eligibility, Features & Benefits, Coverages and more.

L&T My Health Personal Accident Insurance

L & T General insurance company is a wholly owned subsidiary of Larsen and Toubro which is the country’s best engineering and infrastructure development company. The parent company is one of the most reputed companies in the world according to Forbes survey.  L & T General insurance company has its vision to provide and repeat the service excellence as its parent company does. Know Eligibility, Features & Benefits, Coverages and more.

L&T My Health Medisure Plus Insurance Plan

My: health MedisurePlus Insurancepolicy is an all-round health insurance plan that covers your medical expenses in case of illness or accident. You can also add your family members under this plan. Along with this, it also provide additional feature of customization. Now, you can choose sum insured as well as take only those covers which you actually required and can pay premium for them only. Know Eligibility, Features & Benefits, Coverages and more.

L&T My Jeevika Cash@hospital Micro

This insurance policy is designed to safeguard the lives of people who are not financially stable. Because in this, plan the insurer is committed to reduce the financial burdens during hospitalization and provide a particular amount on regular basis as the expenses for the in-patient. The amount of getting regular expenses will of course depend on your chosen plan. Know Eligibility, Features & Benefits, Coverages and more.

L&T My Health Medisure Classic Insurance

In today’s hectic life schedule we hardly care about our health, which leads to bad health condition with an increase in our age and lifestyle. So, to continuously monitor your health, L&T Health insurance have My: health Medisure Classic Insurance plan, which takes care of your today’s medical needs as well as medical emergencies. Know Eligibility, Features & Benefits, Coverages and more.

L&T My Health Medisure Super Top Up Insurance

In today’s scenario, a medical cover of 2-3 lac is not enough because of the costly medical expenses. So, to solve this problem, L&T health insurance plan has a special policy “My: health Medisure Super Topup Insurance policy” which provides a large cover at very nominal premium. You can take this policy along with your existing health insurance policy as well as separate. Know Eligibility, Features & Benefits, Coverages and more.

L&T My Jeevika Medisure Micro Insurance

The rural people of India are in uncertainty with their earnings, because of their dependency only on the natural resources. My Jeevika Medisure Micro Insurance is an insurance policy to safeguard the lives of those people. However this plan is designed to provide adequate service within an affordable price to the lesser privileged individuals. Know Eligibility, Features & Benefits, Coverages and more.

What is Health Insurance?

Health Insurance is an insurance policy that ensures that you get cashless treatment or expense reimbursement, in case you fall ill. It is a contract between a general insurance company and one, which considers expenses incurred when availing treatment. However, the insurance company would pay for your treatment if the medical condition is covered by your policy. As per IRDAI, the premiums payable towards such an insurance policy have tax advantage under section 80D of Income Tax Act, 1961.

Individual Plans Cashless Hospitalization: Medical expenses are sky-rocketing! Get health insurance for your medical outlay. With cashless facility, stay tension-free and cure yourself faster. Approved by IRDAI, PolicyBazaar helps you compare and find the best plan.

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Importance of Health Insurance - L&T Health Insurance India

There is no debating on the importance of having insurance in a country like India that ranks very low on human life index. Everyone must buy a good health plan that includes medical outlay, hospitalisation costs, medication and laboratory test costs, including critical illness. As is rightly said, “Health is wealth”, one must be prepared to manage such a situation in life. Don’t get confused with questions like – Which health policy to buy? Does this consider everything? What illnesses are excluded from this cover? PolicyBazaar is here to resolve all such confusions.

Just compare health insurance policies from top health insurers on our website and buy the best health plan. Let us know your basic requirements and we will find the best-suited health insurance quotes. You can, then, compare health insurance policies side by side, based on the parameters like health insurance cost; riders etc., and choose the best health insurance for self and/or your family members.

The treatment cost is getting way too expensive. Health insurance prevents a medical emergency from turning into a financial emergency. It makes sure that health care needs of one are taken care of without depleting one’s savings and compromising on one’s future goals. The contract of health insurance requires the provider to pay some or all of one’s health care costs in exchange of a periodic imbursement. Additional advantages of health insurance policies include regular health check-ups, cashless services, pre and post hospitalization expense reimbursement etc. Health insurance policies allow you save thousands on taxes under section 80D of Income Tax Act, 1961. The premiums paid towards the policy reduce your annual tax liability, thereby reducing your taxable earnings per year.