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Cholamandalam Health Insurance India

Cholamandalam Health Insurance India - Cholamandalam MS General Insurance Company Limited is a joint venture between an Indian company, Murugappa Group and a Japanese insurance company, the Mitsui Sumitomo Insurance Company. The Murugappa Group with its headquarters located in Chennai is one of India’s biggest industrial houses. The Mitsui Sumitomo Insurance Company is an expert in insurance and is the third largest property insurance company in Japan. Cholamandalam Insurance is a rapidly growing insurance provider in India. It started operations in India in the year 2001 and has over 100 branches located all over the country. Cholamandalam MS General Insurance Company was awarded the best insurance company in India for ‘In time claims settlement for the year 2011 – 2012’.

 

List of Cholamandalam Health Insurance Plans and Policies in India

Cholamandalam Health Insurance - Chola Healthline

Chola Healthline is a comprehensive Health Insurance Policy which provides insurance coverage for families on Individual as well as on Floater Sum Insured basis. You can cover yourself along with your Spouse and dependent Children on Floater Sum Insured basis. If you opt for Individual cover you can include your parents, parents-in-law and siblings too. Know eligibility, features, benefits, coverages and more..

Cholamandalam Health Insurance - Chola Swasth Parivar Insurance

Chola Swasth Parivar Insurance is a comprehensive insurance which provides insurance cover hospitalization expenses for families on a floating sum insured basis and Personal Accident cover for your family members on individual Sum Insured basis. The premium for this policy is extremely economical. Know eligibility, features, benefits, coverages and more..

Cholamandalam Health Insurance - Chola Tax Plus Healthline

Chola Tax Plus Healthline Insurance Policy is meant for providing medical insurance coverage for both hospitalisation and non-hospitalisation (including OPD) expenses. This policy can be issued for individuals and families on floater sum insured basis. The policy comes with fixed premium options. Know eligibility, features, benefits, coverages and more..

Cholamandalam Health Insurance - Chola MS Family Healthline Insurance

Chola MS Family Healthline Insurance is a comprehensive Health insurance suitable for Families covering both Allopathy and Ayurvedic treatments. It is Floater Plan where you can include your family members – Spouse and Children under a single policy allowing any named family member to claim upto the full Sum Insured. Know eligibility, features, benefits, coverages and more..

Cholamandalam Health Insurance - Individual Healthline Insurance

Individual Healthline insurance from Chola MS is a comprehensive Health Insurance product that not only offers coverage for Hospitalization expenses but also for other incidental expenses associated with Hospitalization. This Policy also provides coverage for Maternity related expenses, External aids such as Specs, Contact lens, Hearing Aids. Know eligibility, features, benefits, coverages and more..

Cholamandalam Health Insurance - Chola Topup Healthline

Chola Topup Healthline is a Top up plan that provides coverage for higher medical expenses for families on a floating Sum Insured or Individual Sum Insured basis. This policy will pay you upto the Sum insured in excess of deductible in respect of medically necessary costs. Know eligibility, features, benefits, coverages and more..

Cholamandalam Health Insurance - Chola MS Critical Healthline Insurance

Fixed Benefit Policy with flexible Sum Insured options for listed Critical Illness mentioned in the Policy. Get Income Tax exemption up to Rs.25,000/- under Section 80 D of IT Act for covering yourself, your spouse and dependent children under Chola MS Critical Healthline Insurance. Know eligibility, features, benefits, coverages and more..

Cholamandalam Health Insurance - Chola Hospital Cash Healthline

Fixed Daily Allowance shall be paid for each completed 24 hours of hospitalization which takes care of your miscellaneous expenses during hospitalization. In case of hospitalization in the Intensive Care Unit the daily cash benefit stands doubled for the duration of ICU confinement. Additionally, a lump-sum convalescence benefit will be paid in case of hospitalisation exceeding a continuous period of 20 days. Know eligibility, features, benefits, coverages and more..

What is Health Insurance?

Health Insurance is an insurance policy that ensures that you get cashless treatment or expense reimbursement, in case you fall ill. It is a contract between a general insurance company and one, which considers expenses incurred when availing treatment. However, the insurance company would pay for your treatment if the medical condition is covered by your policy. As per IRDAI, the premiums payable towards such an insurance policy have tax advantage under section 80D of Income Tax Act, 1961.

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Importance of Health Insurance - Cholamandalam Health Insurance India

There is no debating on the importance of having insurance in a country like India that ranks very low on human life index. Everyone must buy a good health plan that includes medical outlay, hospitalisation costs, medication and laboratory test costs, including critical illness. As is rightly said, “Health is wealth”, one must be prepared to manage such a situation in life. Don’t get confused with questions like – Which health policy to buy? Does this consider everything? What illnesses are excluded from this cover? PolicyBazaar is here to resolve all such confusions.

Just compare health insurance policies from top health insurers on our website and buy the best health plan. Let us know your basic requirements and we will find the best-suited health insurance quotes. You can, then, compare health insurance policies side by side, based on the parameters like health insurance cost; riders etc., and choose the best health insurance for self and/or your family members.

The treatment cost is getting way too expensive. Health insurance prevents a medical emergency from turning into a financial emergency. It makes sure that health care needs of one are taken care of without depleting one’s savings and compromising on one’s future goals. The contract of health insurance requires the provider to pay some or all of one’s health care costs in exchange of a periodic imbursement. Additional advantages of health insurance policies include regular health check-ups, cashless services, pre and post hospitalization expense reimbursement etc. Health insurance policies allow you save thousands on taxes under section 80D of Income Tax Act, 1961. The premiums paid towards the policy reduce your annual tax liability, thereby reducing your taxable earnings per year.