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HDFC Ergo Health Insurance Plan India

HDFC Ergo Health Insurance Plan India - HDFC ERGO offers the best health insurance plans with a wide range of benefits for you and your family. Our comprehensive health insurance plans are available at the best prices, backed up by a network of over 6000 hospitals, and come with features like Enhanced No Claim Bonus, flexible payment options and cashless hospitalization facility. These health insurance plans cover hospitalization in cases of accidents or sickness along with pre and post hospitalization expenses, day care procedures, domiciliary treatment and other expenses.

Buy any HDFC ERGO’s health insurance plan in just a few clicks and secure your family's health and well-being.

List of HDFC ERGO Health Insurance Plans and Policies in India

HDFC ERGO Health Insurance - Health Suraksha

With the HDFC ERGO Health Suraksha health insurance plan, you get access to a network of more than 6000+ hospitals in the country for availing cashless hospitalization and health care facilities. Health Suraksha offers a policy period of 1 year and 2 years with basic sum insured per year ranging from Rs 3 to 10 lacs. It covers in-patient treatments, pre-hospitalization expenses, 144 day-care procedures, domiciliary treatments and many such expenses incurred during treatment. Know eligibility, features, benefits, coverages and more..

HDFC ERGO Health Insurance - Health Suraksha with Regain and ECB

Uncertainties and unfortunate events can catch you off guard and unprepared in form of illness and injuries. The escalating medical treatment and recuperating costs add more pain to injury by draining your savings. Now be prepared with for those ill-fated times with an extensive medical coverage that lets you focus on the health recovery of you and your loved ones without making you torment about the finances. Know eligibility, features, benefits, coverages and more..

HDFC ERGO Health Insurance - Health Suraksha Gold with Maternity Coverage

Health is the most valuable asset that every individual owns. Life is full of uncertainties and highly unpredictable, so it’s best to stay guarded with an appropriate health insurance cover. Medical treatments nowadays are very expensive and can easily drain out all the savings of a person if he is not insured. When a member of family is hospitalized, it’s a tough time for everybody and treatment expenses, only add to the misery. Thus it’s wise and logical to buy a health policy that yields you maximum benefits in crucial times. Know eligibility, features, benefits, coverages and more..

HDFC ERGO Health Insurance - Health Suraksha Gold with Regain & ECB

Trust life to throw challenges when you expect them the least. Unfortunate and unpredictable events are an essential part of life. Sudden illness, accidents and injuries can be devastating for your entire family. The hospitalization cost and the unimaginable medicinal expense can drain you, emotionally and financially. Investing in a smart health insurance policy is the wisest decision you can take to shield and protect your family. Know eligibility, features, benefits, coverages and more..

HDFC ERGO Health Insurance - my:health Medisure Classic Insurance

HDFC Ergo General Insurance Ltd. presents my:health Medisure Classic Insurance, a meticulously designed. insurance solution that understands your family's unique health needs and provides you with a step-by-step plan to ensure their complete well-being. Especially designed through a scientific process, my:health plans enables you to quickly bounce back from a medical emergency so that you can continue to spend and cherish your time with your loved ones. Know eligibility, features, benefits, coverages and more..

HDFC ERGO Health Insurance - my:health Medisure Super Top Up Insurance

Presenting my:health Medisure Super Top Up Insurance a policy that works alongside your current health insurance policy and enhances it to provide you a larger coverage at a much lower premium. The premium amount for a Rs 20 lakhs health insurance cover with a Rs 5 Lakhs deductible for an individual who is less than 35 years of age is only Rs Rs.2530/ ( Rs 2200 + Rs.330 S tax- 15%)!! Know eligibility, features, benefits, coverages and more..

HDFC ERGO Health Insurance - Critical Illness Insurance Policy

Protect yourself and your family from critical illnesses with HDFC ERGO Critical Illness Insurance policies that give you the additional financial benefits and provide a lump sum amount to cover the costs incurred during treatment and care, recuperation aids and even offer funds in case you are not in a position to earn money due to aging factor. Know eligibility, features, benefits, coverages and more..

HDFC ERGO Health Insurance - Critical Illness Platinum Insurance Policy

Treatment for critical diseases is very expensive. If a person is not secured with an appropriate insurance cover, the medical expenses can literally drain out all the savings of the individual and also significantly ruin his peace of mind. Investing in insurance is a positive and genuine move as it guards you against the uncertainties of life and helps you immensely in hour of need. Know eligibility, features, benefits, coverages and more..

What is Health Insurance?

Health Insurance is an insurance policy that ensures that you get cashless treatment or expense reimbursement, in case you fall ill. It is a contract between a general insurance company and one, which considers expenses incurred when availing treatment. However, the insurance company would pay for your treatment if the medical condition is covered by your policy. As per IRDAI, the premiums payable towards such an insurance policy have tax advantage under section 80D of Income Tax Act, 1961.

Individual Plans Cashless Hospitalization: Medical expenses are sky-rocketing! Get health insurance for your medical outlay. With cashless facility, stay tension-free and cure yourself faster. Approved by IRDAI, PolicyBazaar helps you compare and find the best plan.

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Importance of Health Insurance - HDFC ERGO Health Insurance

There is no debating on the importance of having insurance in a country like India that ranks very low on human life index. Everyone must buy a good health plan that includes medical outlay, hospitalisation costs, medication and laboratory test costs, including critical illness. As is rightly said, “Health is wealth”, one must be prepared to manage such a situation in life. Don’t get confused with questions like – Which health policy to buy? Does this consider everything? What illnesses are excluded from this cover? PolicyBazaar is here to resolve all such confusions.

Just compare health insurance policies from top health insurers on our website and buy the best health plan. Let us know your basic requirements and we will find the best-suited health insurance quotes. You can, then, compare health insurance policies side by side, based on the parameters like health insurance cost; riders etc., and choose the best health insurance for self and/or your family members.

The treatment cost is getting way too expensive. Health insurance prevents a medical emergency from turning into a financial emergency. It makes sure that health care needs of one are taken care of without depleting one’s savings and compromising on one’s future goals. The contract of health insurance requires the provider to pay some or all of one’s health care costs in exchange of a periodic imbursement. Additional advantages of health insurance policies include regular health check-ups, cashless services, pre and post hospitalization expense reimbursement etc. Health insurance policies allow you save thousands on taxes under section 80D of Income Tax Act, 1961. The premiums paid towards the policy reduce your annual tax liability, thereby reducing your taxable earnings per year.