>> Health Insurance Companies in India >> Star Health Insurance India

 

Star Health Insurance India

Star Health Insurance India - Star Health and Allied Insurance Co. Ltd. is a joint venture between M/s. ICICI Ventures Funds Management, M/s. Tata Capital Growth Fund, M/s. Oman Insurance Company, UAE, M/s. Sequoia Capital, and M/s. Alpha TC Holdings Pte Ltd, Singapore. It was founded and approved by IRDA in 2006. Being the first standalone insurance firm in India, Star Health and allied Insurance Company assures direct and hassle-free claim settlement facilities.

Constantly ranked alongside some of India’s top health insurers, Star Health and Allied Insurance co.Ltd has been conferred with many awards and accolades. Some of the most prominent ones are:

  • Most Promising Health Insurance Company at Healthcare Excellence Awards in 2014.
  • Claims Service Company of the Year at Indian Insurance Award in 2014.
  • Health Insurance Company Of The Year at Indian Insurance Awards 2015.
  • Rated as the Best Claim Settlement Process Company by Hindustan MaRs Survey 2015.

 

List of Star Health Insurance Plans and Policy in India

Star Family Health Optima Insurance

Family Health Optima from Star Health is a health insurance plan that gives protection to individual family member for a single premium under a single sum insured that covers all family members. Know eligibility, features, benefits, coverages and more..

Star Senior Citizens Red Carpet Insurance

Hospitalisation covers expenses up to 1% of sum insured till a maximum of 4000 INR if hospitalised for a minimum of 24 hrs. (Room rent, nursing and boarding charges, Surgeon, Anaesthetist, Medical Practitioner, Consultants, Specialist Fees, Cost of Medicines and Drugs up to the limits specified). Know eligibility, features, benefits, coverages and more..

Star Comprehensive Insurance

Hospitalization cover: Hospitalization expenses (room rent, nursing and boarding charges, Surgeon/Anaesthetist/ Consultants/Specialist fees,and cost of Medicines)are covered subject to a minimum period of 24 hrs. Ambulance charges for emergency transportation to hospital up to 750 INR per hospitalisation and overall up to 1500 INR. Know eligibility, features, benefits, coverages and more..

Star MediClassic Insurance

It covers hospitalization expenses incurred in daily life due to diseases and illness or accidental injuries thus taking care of uncertainties. Know eligibility, features, benefits, coverages and more..

Star Health Gain Insurance

This policy has a very low premium cost, but still it covers all in-patient and out-patient hospitalisation expenses. Also it has huge tax benefits attached to it. Know eligibility, features, benefits, coverages and more..

Star Super Surplus Insurance

The Insured sum is much larger as compared to normal policies so it helps to cover the most unfortunate events. Know eligibility, features, benefits, coverages and more..

Star Unique Health Insurance

This policy comprises of unique benefits and covers for both future ailments and pre-existing conditions. Know eligibility, features, benefits, coverages and more..

Star Diabetes Safe Insurance

This is a specialised policy that covers diabetes and related ailments specially and also takes care of regular hospitalisation. Know eligibility, features, benefits, coverages and more..

Star Cardiac Care Insurance

The Star cardiac care policy has two options which takes care of regular health care and also a specific cover to take care of cardiac related problems. Know eligibility, features, benefits, coverages and more..

Star Wedding Gift Insurance

This policy is for married couples as it covers ailments as well as your child. The policy can be renewed up to 45 years beyond which migration to any other equivalent policy is allowed. Know eligibility, features, benefits, coverages and more..

Star Student Care Insurance

A health plan which is specially designed for students to provide a protective layer. This health scheme covers the payment of compensation due to death and permanent disability, hospitalization expenses, education funding that may occur because of injuries sustained by the policyholder. Know eligibility, features, benefits, coverages and more..

Star Care Insurance

Protect individuals on payment of a single premium under a single insured sum of 1, 00,000 INR, which covers all family members. Know eligibility, features, benefits, coverages and more..

Star Criticare Plus Insurance

Provides regular reimbursement in cases of hospitalization against diseases or illness or accidental injuries. Along with this a lump sum amount is also provided in case of some major illness. Know eligibility, features, benefits, coverages and more..

Star Family Delite Insurance

This policy offers protection to the entire family at a single affordable amount. Offers much larger benefits at a comparatively lesser cost and covers the entire family. Know eligibility, features, benefits, coverages and more..

What is Health Insurance?

Health Insurance is an insurance policy that ensures that you get cashless treatment or expense reimbursement, in case you fall ill. It is a contract between a general insurance company and one, which considers expenses incurred when availing treatment. However, the insurance company would pay for your treatment if the medical condition is covered by your policy. As per IRDAI, the premiums payable towards such an insurance policy have tax advantage under section 80D of Income Tax Act, 1961.

Individual Plans Cashless Hospitalization: Medical expenses are sky-rocketing! Get health insurance for your medical outlay. With cashless facility, stay tension-free and cure yourself faster. Approved by IRDAI, PolicyBazaar helps you compare and find the best plan.

  • Individual Health Insurance Plan from Top Insurers
  • Lowest Premium On Medical Insurance
  • Compare Policies Instantly

Importance of Health Insurance - Star Health Insurance India

There is no debating on the importance of having insurance in a country like India that ranks very low on human life index. Everyone must buy a good health plan that includes medical outlay, hospitalisation costs, medication and laboratory test costs, including critical illness. As is rightly said, “Health is wealth”, one must be prepared to manage such a situation in life. Don’t get confused with questions like – Which health policy to buy? Does this consider everything? What illnesses are excluded from this cover? PolicyBazaar is here to resolve all such confusions.

Just compare health insurance policies from top health insurers on our website and buy the best health plan. Let us know your basic requirements and we will find the best-suited health insurance quotes. You can, then, compare health insurance policies side by side, based on the parameters like health insurance cost; riders etc., and choose the best health insurance for self and/or your family members.

The treatment cost is getting way too expensive. Health insurance prevents a medical emergency from turning into a financial emergency. It makes sure that health care needs of one are taken care of without depleting one’s savings and compromising on one’s future goals. The contract of health insurance requires the provider to pay some or all of one’s health care costs in exchange of a periodic imbursement. Additional advantages of health insurance policies include regular health check-ups, cashless services, pre and post hospitalization expense reimbursement etc. Health insurance policies allow you save thousands on taxes under section 80D of Income Tax Act, 1961. The premiums paid towards the policy reduce your annual tax liability, thereby reducing your taxable earnings per year.