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SBI Health Insurance India

SBI Health Insurance India - Each of us would like to define a healthy life on our own terms. At SBI General, its our aim to partner with you and help you achieve better health and a sense of security along the way. In times of rising health care costs, a sudden illness or injury can leave you financially devastated and highly stressed. With SBI General’s Health Insurance Policy – Retail, you can be in control by making medical treatment expenses more manageable. Thus ensuring quality health & happiness of your family.

List of SBI Health Insurance Plans and Policies in India

SBI Health Insurance - Arogya Premier Policy

The SBI Arogya Premier Policy is designed for high net worth individuals. It offers a much wider medical coverage option that lets these individuals from top medical experts. In addition to standard western medicine, it also offers coverage against the traditional AYUSH (Ayurveda, Yoga, Unani, Siddha and Homeopathy) forms of medical treatment. Know eligibility, features, benefits, coverages and more..

SBI Health Insurance - Arogya Plus

The cover helps tide against rising costs of OPD and hospitalisation expenses, and ensures the policyholders do not spend too much of their money on hospital bills. These medical bills can be crippling and make a huge dent on people’s current and future financials. In addition, most of the policies in the market offer a limited cover against expenses. Know eligibility, features, benefits, coverages and more..

SBI Health Insurance - Arogya Top Up

The top up health plan from SBI General is ideal to meet the expenses of unexpected critical events like accidents or illnesses over and above the basic insurance plan. With a large top up cover, the policy helps the individual and the family (under the floater plan), meet the large costs of hospitalisation and recovery nowadays. Know eligibility, features, benefits, coverages and more..

SBI Health Insurance - Critical Illness

As we all know life is very unexpected and at times turn of events are not always favourable for us. Critical Illness is certainly one of those events which not only devastate one emotionally but also financially. The patients and their family members at times are unable to incur such high costs. This particular plan covers against at least 13 critical diseases. Know eligibility, features, benefits, coverages and more..

SBI Health Insurance - Hospital Daily Cash

The greatest wealth that every human can equally possess is Health. There is no surety and most of the times we are completely unaware of the short comings with regards to health. It leaves an individual devastated both financially and mentally. The level of stress is completely unimaginable. SBI Hospital Daily Cash Insurance Policy helps you overcome and deal with such situations in a better way. Know eligibility, features, benefits, coverages and more..

What is Health Insurance?

Health Insurance is an insurance policy that ensures that you get cashless treatment or expense reimbursement, in case you fall ill. It is a contract between a general insurance company and one, which considers expenses incurred when availing treatment. However, the insurance company would pay for your treatment if the medical condition is covered by your policy. As per IRDAI, the premiums payable towards such an insurance policy have tax advantage under section 80D of Income Tax Act, 1961.

Individual Plans Cashless Hospitalization: Medical expenses are sky-rocketing! Get health insurance for your medical outlay. With cashless facility, stay tension-free and cure yourself faster. Approved by IRDAI, PolicyBazaar helps you compare and find the best plan.

  • Individual Health Insurance Plan from Top Insurers
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Importance of Health Insurance - SBI Health Insurance India

There is no debating on the importance of having insurance in a country like India that ranks very low on human life index. Everyone must buy a good health plan that includes medical outlay, hospitalisation costs, medication and laboratory test costs, including critical illness. As is rightly said, “Health is wealth”, one must be prepared to manage such a situation in life. Don’t get confused with questions like – Which health policy to buy? Does this consider everything? What illnesses are excluded from this cover? PolicyBazaar is here to resolve all such confusions.

Just compare health insurance policies from top health insurers on our website and buy the best health plan. Let us know your basic requirements and we will find the best-suited health insurance quotes. You can, then, compare health insurance policies side by side, based on the parameters like health insurance cost; riders etc., and choose the best health insurance for self and/or your family members.

The treatment cost is getting way too expensive. Health insurance prevents a medical emergency from turning into a financial emergency. It makes sure that health care needs of one are taken care of without depleting one’s savings and compromising on one’s future goals. The contract of health insurance requires the provider to pay some or all of one’s health care costs in exchange of a periodic imbursement. Additional advantages of health insurance policies include regular health check-ups, cashless services, pre and post hospitalization expense reimbursement etc. Health insurance policies allow you save thousands on taxes under section 80D of Income Tax Act, 1961. The premiums paid towards the policy reduce your annual tax liability, thereby reducing your taxable earnings per year.