New India Assurance Senior Citizen Mediclaim Insurance Policy
New India Assurance Senior Citizen Mediclaim Insurance Policy - This New India Health Insurance plan covers:
- Inpatient hospitalization expenses minimum 24 hours which includes
- ICU charges: Upto 2% of Sum Insured per day (overall limit 25% of sum assured).
- Room and Nursing Charge: 1% of Sum Insured per day (overall limit 25% of sum assured).
- Specialists Fee, Consultants, Surgeon, Medical Practitioner, and Anesthetist fees (overall limit 25% of sum assured).
- Oxygen, Surgical Appliances, Medicines & Drugs, Blood, Anesthesia, OT Charges, Chemotherapy, Radiotherapy, Artificial Limbs, Cost of Prosthetic devices implanted during surgical operation like pacemaker, related test, X-Ray and other expenses-upto 50% of sum insured.
- Organ Donor hospitalization expenses.
- Pre/Post hospitalization expenses upto 30/60 days respectively.
- Ambulance Charges.
- Limited Ayurvedic treatments are also payable under this policy
- Preexisting diseases waiting period is 18 months.
Eligibility - New India Assurance Senior Citizen Mediclaim Insurance Policy
Individuals aged between 60-80 years are eligible for this policy. And the renewability continues till the age of 90 without a break. Health check up is mandatory for all applicants.
Sum Insured & Premium - New India Assurance Senior Citizen Mediclaim Insurance Policy
Sum Insured is Rs 1 lakh to Rs 1.5 lakhs and No Claim Bonus increase in 5% for every claim free year. Premiums are as lower as Rs 3850 to Rs 7650 depends on the age and sum insured. Again, loading of 10% to 20% will be applicable which depends on the age. There is a family discount of 10%.
| Health Insurance Companies in India |
|---|
| Bajaj Allianz Health Insurance India |
| Bharti AXA Health Insurance India |
| Cholamandalam Health Insurance India |
| Cigna TTK Health Insurance India |
| Future Generali Health Insurance India |
| HDFC ERGO Health Insurance India |
| IFFCO TOKIO Health Insurance India |
| L&T Health Insurance India |
| Liberty Videocon Health Insurance India |
| Max Bupa Health Insurance India |
| National Health Insurance India |
| New India Health Insurance India |
| Oriental Health Insurance India |
| Raheja QBE Health Insurance India |
| Reliance Health Insurance India |
| Religare Health Insurance India |
| Royal Sundaram Health Insurance India |
| SBI Health Insurance India |
| Star Health Insurance India |
| United India Health Insurance India |
| Universal Sompo Health Insurance India |