LIC Premium and Maturity Calculator

United India Workmen Medicare Health Insurance Plan

United India Workmen Medicare Health Insurance Plan - The policy covers hospitalization expenses incurred because of accident to the workmen while working in his respective organization. In this policy, the target segment for the policy would be contractors, factory owners and other commercial establishments who are looking for medical cover for employees arising out in an accident.

Key Benefits - United India Workmen Medicare Health Insurance Plan

  • You can choose sum insured from the options i.e. Rs. 50, 000, Rs. 1 lakh and Rs. 1.5 lakh, as per your needs.

Coverage - United India Workmen Medicare Health Insurance Plan

The plan offers following benefits to their policyholders:

  • Hospitalization expenses including room, boarding and nursing expenses up to 1% of sum insured per day.
  • In case of ICU, coverage extends to 2% of sum insured per day.
  • Expenses covering anesthetic, operation theatre charges, artificial limbs and more.
  • Fees of surgeon, consultant, medical practitioner and specialists.
  • Ambulance charges up to Rs. 2500 per insured person per event

Exclusions - United India Workmen Medicare Health Insurance Plan

The policy does not cover any medical expense of the insured if:

  • Any injury occurred directly due to war like operation or any other kind of nuclear waste radioactivity.
  • Found under the influence of alcohol or drugs.
  • Committing any breach of law with criminal intent.
  • The insured is not legally an employee of the organization.

Premium Health Products

Future Generali Health Insurance India
HDFC ERGO Health Insurance India
IFFCO TOKIO Health Insurance India
L&T Health Insurance India
Liberty Videocon Health Insurance India
Max Bupa Health Insurance India
National Health Insurance India
New India Health Insurance India
Oriental Health Insurance India
Raheja QBE Health Insurance India
Reliance Health Insurance India
Religare Health Insurance India
Royal Sundaram Health Insurance India
SBI Health Insurance India
Star Health Insurance India
United India Health Insurance India
Universal Sompo Health Insurance India