LIC Premium and Maturity Calculator

United India UNI Criticare Health Insurance Plan

United India UNI Criticare Health Insurance Plan - This policy covers specific critical illnesses, which are excluded in normal health plans. It provides lump sum payment incase insured is diagnosed with one of the critical ailments. Any person between 21-65 years is eligible to purchase UNI Criticare.

Key Benefits - United India UNI Criticare Health Insurance Plan

  • Flexibility to choose from various sum insured options i.e. Rs. 1 lakh, Rs. 3 lakh, Rs. 5 lakh and Rs. 10 lakh.
  • Waiting period of 90 days from the date of inception of the policy
  • Survival period of 30 days from date of diagnosis

Coverage - United India UNI Criticare Health Insurance Plan

Following are the 11 critical illnesses covered by the policy:

  • First heart attack
  • Heart valve replacement
  • Cancer of specified severity
  • Kidney failure
  • Coma of specified severity
  • Coronary artery surgery
  • Major organ transplant or bone marrow transplant
  • Permanent paralysis of limbs
  • Multiple sclerosis
  • Stroke resulting in permanent symptoms
  • Motor neurone disease with permanent symptoms

Exclusions - United India UNI Criticare Health Insurance Plan

The policy does not cover critical illnesses caused due to following reasons:

  • Attempted suicide or
  • Alcohol or drug abuse
  • Disease caused due to HIV/AIDS infection
  • Contamination by radioactivity from nuclear waste

Premium Health Products

Future Generali Health Insurance India
HDFC ERGO Health Insurance India
IFFCO TOKIO Health Insurance India
L&T Health Insurance India
Liberty Videocon Health Insurance India
Max Bupa Health Insurance India
National Health Insurance India
New India Health Insurance India
Oriental Health Insurance India
Raheja QBE Health Insurance India
Reliance Health Insurance India
Religare Health Insurance India
Royal Sundaram Health Insurance India
SBI Health Insurance India
Star Health Insurance India
United India Health Insurance India
Universal Sompo Health Insurance India