Max Bupa Health Companion Family First Health Insurance Plan
Max Bupa Health Companion Family First Health Insurance Plan - Medical expenses are in direct proportion to the number of members in a family. These expenses can mount heavily if you have a joint family. Get coverage for up to 19 relationships with individual sum insured for each member and a floater sum insured that can be used by any family member.
Key Features - Max Bupa Health Companion Family First Health Insurance Plan
- Covers all hospitalization expenses
- Pre & post hospitalization expenses also included
- Covering AYUSH treatment (Ayurveda, Unani, Siddha and Homeopathy) up to the base sum insured
- Ambulance in case of emergency
- Hospital cash (Optional) Rs. 1000/Day
Benefits - Max Bupa Health Companion Family First Health Insurance Plan
- You can avail discount after completing 2 years of policy period.
- Free Health check-up at designated Max Bupa diagnostic centers after every 2 years.
- Assured policy renewal for life
- Cashless facility
- Direct claim settlement
- Income tax benefit on the premium paid as per Section 80D of the Income Tax Act.
Details About Premium - Max Bupa Health Companion Family First Health Insurance Plan
Annual premium depends on the plan chosen. For details please refer to the website.
Policy Details - Max Bupa Health Companion Family First Health Insurance Plan
Individual Base Sum Insured: Rs. 1 Lakh, Rs. 2 Lakh, Rs. 3 Lakh, Rs. 4 Lakh, Rs. 5 Lakh & Rs. 10 Lakh
Floater Base Sum Insured: Rs. 3 Lakh, Rs. 4 Lakh, Rs. 5 Lakh, Rs. 10 Lakh, Rs. 15 Lakh & Rs. 20 Lakh
Coverage type: Individual/Family floater
No claim bonus: 20% incremental bonus on sum insured to a maximum of 100% of base sum insured for each claim free year.
Discount: In case the policy term is extended to 2 years then 12.5% discount can be availed on 2nd year premium.
Additional Features or Riders - Max Bupa Health Companion Family First Health Insurance Plan
- New born to senior citizen, all are covered
- Free health check-up every 2 years
- International Cashless facility
Exclusions - Max Bupa Health Companion Family First Health Insurance Plan
- No treatment covered within first 90 days until it is a case of accident/emergency
- Benefits not applicable on pre-existing diseases
- Cosmetic, aesthetic, or related treatments will not be covered.
- Any illness or disease contracted due to intake of alcohol or other addictive substances will not be covered.
- Treatments consisting of non-allopathic medicine are not covered under this policy.
Documents Required - Max Bupa Health Companion Family First Health Insurance Plan
Policyholder has to fill up an ‘Application form/ proposal form’ with accurate medical history along with the address proof. Medical examination may be required in some cases, based on the sum assured and the age of the person.
Eligibility - Max Bupa Health Companion Family First Health Insurance Plan
No limit on age
| Health Insurance Companies in India |
|---|
| Bajaj Allianz Health Insurance India |
| Bharti AXA Health Insurance India |
| Cholamandalam Health Insurance India |
| Cigna TTK Health Insurance India |
| Future Generali Health Insurance India |
| HDFC ERGO Health Insurance India |
| IFFCO TOKIO Health Insurance India |
| L&T Health Insurance India |
| Liberty Videocon Health Insurance India |
| Max Bupa Health Insurance India |
| National Health Insurance India |
| New India Health Insurance India |
| Oriental Health Insurance India |
| Raheja QBE Health Insurance India |
| Reliance Health Insurance India |
| Religare Health Insurance India |
| Royal Sundaram Health Insurance India |
| SBI Health Insurance India |
| Star Health Insurance India |
| United India Health Insurance India |
| Universal Sompo Health Insurance India |