Aviva Dhan Samruddhi Insurance Plan, Policy, Premium and Maturity Calculator

Aviva Dhan Samruddhi Insurance Plan, Policy, Premium and Maturity Calculator - Aviva Dhan Samruddhi is a traditional, non-participating Money-Back Insurance Plan which provides easy liquidity through periodic cash backs and life insurance protection.

Key Features - Aviva Dhan Samruddhi Insurance Plan and Policy

• This is a traditional Money Back Plan which does not participate in bonus declarations.
• Guaranteed additions are added to the Sum Assured for an enhanced benefit.
• Survival Benefits or money-backs are payable after every 5 years and are expressed as a percentage of the annual premium.
• The policyholder can choose any term as per his requirement. Premiums are paid for a fixed tenure.
• Higher Sum Assured levels also attract premium rebates.

Eligibility Details - Aviva Dhan Samruddhi Insurance Plan and Policy

Benefits - Aviva Dhan Samruddhi Insurance Plan and Policy

Tax Benefits - Aviva Dhan Samruddhi Insurance Plan and Policy

• Tax benefits are subject to conditions specified under section 10(10D) and section 80C of the Income-tax Act, 1961. Tax laws are subject to amendments from time to time. Customer is advised to take an independent view from tax consultant. Service Tax & Cess, as applicable shall be levied over and above premium amount shown here as per applicable tax laws.

Maturity Benefit - Aviva Dhan Samruddhi Insurance Plan and Policy

• When the plan matures and the premiums have been duly paid, the following benefits would be paid as the Guaranteed Maturity Benefit: (Sum Assured + accrued Guaranteed Additions) - Survival Benefit already paid.

Death Benefit - Aviva Dhan Samruddhi Insurance Plan and Policy

• If the insured dies during plan term and the policy is in force, the death benefit payable would be highest of the following:
  1) 10 times the annual premium
  2) Sum Assured + accrued Guaranteed Additions till the date of death
  3) 105% of all premiums paid till death