Aviva Dhan Samruddhi Insurance Plan, Policy, Premium and Maturity Calculator - Aviva Dhan Samruddhi is a traditional, non-participating Money-Back Insurance Plan which provides easy liquidity through periodic cash backs and life insurance protection.
Key Features - Aviva Dhan Samruddhi Insurance Plan and Policy
- This is a traditional Money Back Plan which does not participate in bonus declarations.
Guaranteed additions are added to the Sum Assured for an enhanced benefit.
Survival Benefits or money-backs are payable after every 5 years and are expressed as a percentage of the annual premium.
The policyholder can choose any term as per his requirement. Premiums are paid for a fixed tenure.
Higher Sum Assured levels also attract premium rebates.
Eligibility Details - Aviva Dhan Samruddhi Insurance Plan and Policy
|AGE OF ENTRY||13 years||55 years|
|MATURITY AGE||23 years||70 years|
|SUM ASSURED||Rs.100,000||5 crore|
|PREMIUM PAYMENT TERM||10 years|
|POLICY TERM||10/15/20 years|
|PAYMENT MODE||Yearly, Half Yearly, Quarterly, Monthly|
Benefits - Aviva Dhan Samruddhi Insurance Plan and Policy
Tax Benefits - Aviva Dhan Samruddhi Insurance Plan and Policy
Tax benefits are subject to conditions specified under section 10(10D) and section 80C of the Income-tax Act, 1961. Tax laws are subject to amendments from time to time. Customer is advised to take an independent view from tax consultant. Service Tax & Cess, as applicable shall be levied over and above premium amount shown here as per applicable tax laws.
Maturity Benefit - Aviva Dhan Samruddhi Insurance Plan and Policy
When the plan matures and the premiums have been duly paid, the following benefits would be paid as the Guaranteed Maturity Benefit: (Sum Assured + accrued Guaranteed Additions) - Survival Benefit already paid.
Death Benefit - Aviva Dhan Samruddhi Insurance Plan and Policy
If the insured dies during plan term and the policy is in force, the death benefit payable would be highest of the following:
1) 10 times the annual premium
2) Sum Assured + accrued Guaranteed Additions till the date of death
3) 105% of all premiums paid till death
Aviva Savings Life Insurance Plan, Policy, Premium and Maturity Calculator