HDFC Life Click 2 Retire ULIP Insurance Plan - “HDFC Life Click 2 Retire – ULIP” is an online Unit Linked Plan that offers you market linked returns, with minimal charges and helps you achieve your retirement goals by planning well in advance.
Pension Equity Plus Fund SFIN - ULIF06001/04/14PenEqPlsFd101 |
0.50% p.a. |
Pension Income Fund SFIN - ULIF06101/04/14PenIncFund101 |
0.50% p.a. |
Pension Conservative Fund SFIN - ULIF06201/04/14PenConsvFd101 |
0.10% p.a. |
This is a unit linked plan; the premiums you pay in this plan are subject to investment risks associated with the capital markets. The unit prices of the funds may go up or down, reflecting changes in the capital markets.
FUND | SFIN | DETAILS | ASSET CLASS | RISK & RETURN RATING | ||
---|---|---|---|---|---|---|
Money Market Instruments, Cash & Deposits |
Government Securities, Fixed Income Instruments & Bonds | Equity | ||||
FUND COMPOSITION | ||||||
Pension Equity Plus Fund | ULIF06101/04/14 PenIncFund101 |
To generate long term capital appreciation in line or better than Nifty index returns | 0% to 20% | 0% to 20% | 80% to 100% | Very High |
Pension Income Fund | ULIF06001/04/14 PenEqPlsFd101 |
To deliver High potential returns due to investments in instruments with higher duration and credit exposure | 0% to 20% | 80% to100% | - | Moderate |
Pension Conservative Fund | ULIF06201/04/14 PenConsvFd101 |
To invest in high grade fixed income instruments and Government securities at the short end of the yield curve,to deliver stable returns | 0% to 60% | 40% to 100% | - | Low |
Entry Age and Vesting Age | ||
---|---|---|
Age at entry3 | Minimum | 18 years |
Maximum | 65 years | |
Vesting Age3 | Minimum | 45 years |
Maximum | 75 years |
Premium Payment Term (Years) | Policy Term (Years) |
---|---|
Single Pay | 10, 15 to 35 |
8 Pay | 10, 15 to 35 |
10 Pay | 10, 15 to 35 |
15 Pay | 15 to 35 |
WHAT ARE THE LIMITS FOR MINIMUM AND MAXIMUM PREMIUMS?
There is no limit on the maximum premium which you can pay. The minimum premiums required will depend on choice of option and premium payment frequency that you choose
Premium / Payment Frequency | Regular & Limited Pay Options |
Single Pay Options | |
---|---|---|---|
Minimum Premium | Annual | 24000 | NA |
Half Yearly | 12000 | NA | |
Quarterly | 6000 | NA | |
Monthly4 | 2000 | NA | |
Single Pay | NA | 50000 | |
Maximum Premium | No Limit5 |
4Subject to our prevailing operational rules, it may be required for Monthly Frequency to be taken with ECS/SI and to pay first 3 months premium in advance. 5 Subject to our Board Approved Underwriting Policy
For more details on risk factors, charges, terms and conditions, please read the Product Brochure carefully and/or consult Financial Consultant before taking a decision.
HDFC Life Insurance Retirement Plans and Policy |
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Starting premiums for this plan are Rs. 24000 per year and the plan is available only on an annual mode
HDFC Life Smart Woman Plan (Form No: P501, UIN: 101L082V02). This is a unit linked non participatory product. For more details on risk factors, terms and conditions and exclusions please read the product brochure or consult financial consultant before conclusion of sale. Unit linked insurance plans are different from traditional plans and are subject to different market risks. The investment risk in the portfolio is borne by the policyholder. (hdfclife.com)
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