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Future Generali India Care Plus Life Insurance Plan and Policy

Future Generali India Care Plus Life Insurance Plan and Policy - The Future Generali Life Insurance Care Plus Plan is a pure play term policy that offers a guaranteed sum assured on the unfortunate demise of a policyholder. The Future Generali Life Insurance policy comes with two choices: the Classic Option that has a sum assured of less than Rs. 25 lakh and the Premier Option that provides an insurance cover of Rs. 25 lakh and above. The sum assured starts from Rs. 10 lakh for the Classic cover and from Rs. 25 lakh for the Premier option. There is no maximum cover for the Premier plan. The policy term is from 5 to 30 years with the maximum coverage age being 65 years for both options. This Future Generali Life Insurance plan does not offer any maturity benefit or surrender benefit.

The premium has to be paid throughout the plan term on monthly, half-yearly or annual basis. The company offers a rebate on the premium to non-smokers. The plan is available for all individuals between the ages of 18 and 60 years. Premiums paid under the Future Generali Life Insurance Care Plus Plan qualify for tax benefits under Indian Income Tax Act. Future Generali Life Insurance offers a non linked accidental death rider with the term plan.

Key Features - Future Generali India Care Plus Life Insurance Plan and Policy

  • It offers a high life cover at low premium.
  • It provides an excellent option to safeguard your family against your loans and liabilities.
  • This plan assures financial security to your family in case you are not around.

Benefits - Future Generali India Care Plus Life Insurance Plan and Policy

Death Benefits

  • In the unfortunate event of the Life Assured passing away, his/ her nominee receives a lump sum amount (referred to as the Sum Assured).

Maturity Benefit

  • There is no Maturity Benefits payable under this plan.

Surrender Benefit

  • There is no Surrender Benefits payable under this plan.

Target Group 

  • For the customers who want to buy a tax saving term plan which provides high level of protection at most affordable rates

Eligibility - Future Generali India Care Plus Life Insurance Plan and Policy

Future Generali Care Plus (Classic Option)

Minimum - Maximum Age at Entry18 to 60 years Minimum - Maximum Policy Term5 to 30 years Maximum Coverage Age65 years Minimum Premium2,500/- per annum
Minimum Sum Assured10,00,000/- Maximum Sum Assured24,99,999/- Premium ModesYearly/ Half-Yearly/ Monthly (ECS only)

Future Generali Care Plus (Premier Option)

Minimum - Maximum Age at Entry18 to 60 Years Minimum - Maximum Policy Term5 to 30 Years Maximum Coverage Age65 years Minimum Premium5,000/- per annum
Minimum Sum Assured25,00,000/- Maximum Sum AssuredNo Limit Premium ModesYearly/ Half Yearly/ Monthly(ECS only)

Exclusions - Future Generali India Care Plus Life Insurance Plan and Policy

Suicide Exclusion: If the Life Assured commits suicide within one year from the policy commencement date, the policy will be void and only 80% of the premiums paid will be payable as the Death Benefits. If the Life Assured commits suicide within one year from the revival date of the policy, if revived, 80% of the premiums paid till the date of death, will be payable as Death Benefits.

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Future Generali India Pearls Guarantee
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Future Generali India Saral Bima
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Future Generali India Assured Education
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Future Generali India Pension Guarantee
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