• LIC Maturity Calculator
/
• Future Generali India Life Insurance Policy and Plans
/
• Rural Life Insurance Plans and Policy
/
• Future Generali Jan Suraksha Plus and Policy

Future Generali Jan Suraksha Plus and Policy

Future Generali Jan Suraksha Plus and Policy - Future Generali Jan Suraksha Plus is a life insurance from Future Generali that is featured under the company’s ‘Rural Plans’. As a policyholder, one need only to pay a small one time premium to get a life insurance cover with an assured maturity amount. This will be more than the premium paid by you. Flexibility is a main priority for Future Generali, thus the plan comes with varied options and guaranteed benefits.

Eligibility Conditions - Future Generali Jan Suraksha Plus

Key Features - Future Generali Jan Suraksha Plus

Listed below the key features of Future Generali Jan Suraksha Plus:

Benefits - Future Generali Jan Suraksha Plus

Maturity Benefits:

Single Premium Option Selected(exclusive of taxes)	Rs. 2, 500	Rs. 3, 000	Rs. 4, 000	Rs. 5, 000
Age at Entry	Maturity Sum Assured
18-25 Yrs	Rs. 3,250	Rs. 3,975	Rs. 5,500	Rs. 7,125
26-30 Yrs	Rs. 3,200	Rs. 3,900	Rs. 5,400	Rs. 7,000
31-35 Yrs	Rs. 3,125	Rs. 3,825	Rs. 5,300	Rs. 6,875
36-40 Yrs	Rs. 3,000	Rs. 3,675	Rs. 5,100	Rs. 6.625
41-45 Yrs.	Rs. 2,875	Rs. 3,525	Rs. 4,900	Rs. 6,375
46-50 Yrs.	Rs. 2,550	Rs. 3,150	Rs. 4,400	Rs. 5,750

• Death Benefit will be 5 times the Single Premium (excluding taxes and extra premiums, if any) paid by you.
• Surrender benefit: When the policy holder surrenders the policy, the higher of the Guaranteed Surrender Value and Special Surrender Value will be paid.
• Special Surrender Value: Special Surrender Value will be based on the company’s expectation of demographic conditions and future financial. This may be reviewed by the company from time to time with prior approval from IRDAI. Surrender value will not be payable if the amount of surrender value is less than Rs. 100/-.

Guaranteed Surrender Value:

Policy Year of Surrender	Guaranteed Surrender Value
1 to 3	70% of Single Premium (excluding taxes and extra premiums, if any)
4 to 8	90% of Single Premium (excluding taxes and extra premiums, if any)

• Tax Benefits: Premium(s) paid are eligible for tax benefit as may be available under the provisions of Section(s) 80C, 80CCC (1), 80D, 10.10D as applicable.

How the Future Generali Jan Suraksha Plus Works?

• This Future Generali rural plan provides a life cover at a very affordable cost and also guaranteed returns at maturity. Simply choose the amount of single premium you wish to pay and pay the premium to activate the policy. Here are the steps you must follow to get a policy of your own:
• Visit any of the Future Generali branches, call the toll free number 1800-102-2355 or email the company at care@futuregenerali.in
• The proposal form must be filled up with all your details along with your Advisor. All the terms and conditions must be read and understood.
• A medical examination will be conducted for which the costs will be borne by the company.

Riders - Future Generali Jan Suraksha Plus

No riders are available under this product

GST of 18% is applicable on life insurance effective from the 1st of July, 2017