Kotak Guaranteed Savings Saving and Investment Life Insurance Plan and Policy
Kotak Guaranteed Savings Saving and Investment Life Insurance Plan and Policy - Uncertainty is reality of Life. You cannot avoid it but you can always plan to handle it better. To help you in achieving the same, Kotak Life Insurance presents Kotak Guaranteed Savings Plan - a savings and protection oriented plan that provides ‘Guaranteed’ benefits. So, be rest assured and be ready for whatever comes next and enjoy your Life…
Key features - Kotak Guaranteed Savings Saving and Investment Life Insurance Plan and Polic
Limited premium: Limited premium payment options
Guaranteed Additions: After premium payment term, plan will accrue Guaranteed Additions for remaining term
Guaranteed Loyalty Addition: Lump sum Guaranteed Loyalty Addition at the end of the policy term
Eligibility - Kotak Guaranteed Savings Saving and Investment Life Insurance Plan and Polic
Entry Age: (as on last birthday)
- Min: 3 years
- Max: 60 years
Maximum Maturity Age: (as on last birthday)
- Min: 18 years
- Max: 75 years
Policy Term (Fixed)
- 14 years / 15 years / 16 years / 20 years
Premium Levels
- Min: Rs. 20,000 p.a.
- Max: No Limits, subject to Underwriting acceptance
Premium Payment Term (PPT)
- Limited:
| Premium Payment Term | Policy Term (years) |
|---|---|
| 7 year | 14 year |
| 8 year | 16 year |
| 10 year | 15 year |
| 10 year | 20 year |
Premium Payment Mode
- Yearly, Half yearly, Quarterly, Monthly
Premium Modal Factor
- Following modal loadings will be used to calculate installment Premium: Yearly – 100% , Half yearly – 51% , Quarterly – 26% , Monthly – 8.8%
Sum Assured
- Will be derived basis Premium, Age, PPT & Policy Term
Kotak Saving and Investment Life Insurance Plans and Policy |
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| Kotak Protection Plans |
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| Kotak Saral Suraksha Protection Plan |
| Kotak Income Protection Plan |
| Kotak Term Protection Plan |
| Kotak Preferred Term Protection Plan |
| Kotak Retirement Plans |
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| Kotak Lifetime Income Plan |
| Kotak Premier Pension Plan |
| Kotak Child Life Insurance Plans |
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| Kotak Headstart Child Assure |