Future Generali India Pramukh Nivesh ULIP Life Insurance Plan and Policy

Suicide Exclusion: If the Life Assured commits suicide within one year from the Policy Commencement Date, whether sane or insane at the time, the Company will limit the Death Benefit to the Fund Value as available on the date of death and no insurance benefit will be payable. Any charges recovered subsequent to the date of death shall be paid back to nominee or beneficiary along with Death Benefit. There is no other exclusion on the policy except suicide claim in the first year of risk coverage.

Future Generali Pramukh Nivesh ULIP (UIN: 133L035V02)

• Unit Linked Life Insurance Products are different from the traditional insurance products as in the former, the investment risk in the investment portfolio is borne by the policyholder.
• ‘Future Generali Life Insurance Company’ is only the name of the insurance company and ‘Pramukh Nivesh’ is only the name of the Unit Linked Life Insurance Contract and does not in any way indicate the quality of the contract or its future prospects of return.
• Please know the associated risks and the applicable charges from your insurance agent or the intermediary or policy document of the insurer.
• The various funds offered under this contract are the names of the funds and do not in any way reflect their quality, their future prospects and returns.
• The premium paid in Unit Linked Life Insurance Policies are subject to investment risks associated with the capital markets and the NAVs of the units may go up and down based on the performance of the fund and the factors influencing the capital market and the insured is responsible for his/her decision.
• Past performance of funds is no indicator of future performance, which may be different.
• All premiums and benefits payable under this plan are subject to applicable laws and taxes including Goods & Services Tax, as they exist from time to time.
• For more details on risk factors, terms and conditions please read the sales brochure and/or sample policy document on our website carefully and/or consult your advisor before concluding the sale.
• Insurance is the subject matter of solicitation.

FREE LOOK CANCELLATION: 
You have a period of 15 days (30 days if the policy is sold through Distance Marketing Mode) from the date of receipt of the Policy document to review the terms and conditions of the Policy. If you are not satisfied with or disagree with any of the terms and conditions, you have the option to Cancel/withdraw and return the Policy along with a letter (dated and signed) stating your intention to cancel the Policy and reasons for the objections/Cancellation, within this period. Cancellation of Policy and refund of premium is allowed under this provision, whereby the amount payable on such cancellation will be equal to the total premium paid less a proportionate cost of insurance for the period of cover and expenses towards Policy stamp duty and medical examination, if any.