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Tata AIA Waiver of Premium (Linked) Rider Plan, Policy, Premium and Maturity Calculator

Tata AIA Waiver of Premium (Linked) Rider Plan, Policy, Premium and Maturity Calculator - (This rider is designed for the Life Assured of the base plan. The Life Assured and Proposer have to be the same person).

A disability can cause serious financial strain on a family. Given all the new unexpected expenses, paying life insurance premiums might become a struggle. At times, the inability to pay life insurance premiums each month would result in cancellation of your coverage.

Presenting, Tata AIA Life Insurance Waiver of Premium (Linked) Rider which ensures your insurance benefits continue, if you are unable to pay the premiums in the event of Total and Permanent Disability.

Tata AIA Life Insurance Waiver of Premium (Linked) Rider - Benefits

  • This is a linked unit deducting rider, with rider coverage term equal to the premium paying term (PPT) of the base plan. If the Insured becomes Totally and Permanently Disabled due to accident or sickness and hence unable to pay premium; then we will waive all the future premiums of the base plan and deduction of Waiver Of Premium (Linked) Rider charges will cease throughout the rest of the premium paying term of the base plan or till the Insured attains age of 65 whichever is earlier

    This rider can be attached to individual linked products of the company.

    Waiver of Premium (linked) rider is available with Tata AIA Life Insurance Fortune Pro, Tata AIA Life Insurance Wealth Pro, Tata AIA Life Insurance Wealth Maxima & Tata AIA Life Insurance Fortune Maxima.

    Premiums paid under this rider are eligible for tax benefits under Section 80D. For a detailed list of exclusions/conditions, please refer the rider brochure.

TATA AIA Life Insurance - Riders Plan, Policy, Premium and Maturity Calculator

 

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