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IDBI Federal POS Guaranteed Saving Insurance Plan and Policy

IDBI Federal POS Guaranteed Saving Insurance Plan and Policy -

Get a single premium plan that ensures guaranteed returns.

  • Pay premiums once and get life cover for 7 years
  • Enjoy guaranteed benefit irrespective of market conditions
  • Get benefit as lump sum on maturity

Pay premium once and get life cover for 7 years

With POS Guaranteed Plan, you pay premium only once and get life insurance protection for 7 years.

Enjoy Guaranteed Benefit irrespective of market conditions

You get guaranteed maturity amount at the end of the 7th year, irrespective of market conditions. The payout is expressed as a percentage of your single premium (excluding applicable taxes) and depends on your age at entry and premium amount.

Get benefit as lump sum on maturity

In this plan, you pay premium only once and then allow your investments to nurture with guaranteed returns till maturity. You will receive your maturity amount as lump sum at the end of the 7th year.

Get tax benefits of Sec 80C and Sec 10(10D)

The policy offers tax benefits as applicable under section 80 C and 10(10D) as per provisions of the Income Tax Act, 1961. Tax benefits are subject to change in tax laws. You are advised to consult your tax advisor for details.

Maturity Benefit - IDBI Federal POS Guaranteed Saving Insurance Plan and Policy

 

Policyholder will receive Maturity Sum Assured on survival at the end of the policy term. This is a defined percentage of the single premium payable and depends on the age at entry of the life insured and the premium amount. On this payment, the policy shall terminate.

Death Benefit - IDBI Federal POS Guaranteed Saving Insurance Plan and Policy

On the death of the insured person before the maturity date and while the policy is in force, the beneficiary will receive Death Sum Assured, subject to the waiting period. The Death Sum Assured is 10 times of Single Premium excluding taxes, if any. Waiting period is first 90 days from the date of commencement of policy. On payment of Death Benefit, the policy will terminate.

 11 years(Min) |43 years(Max)
(Max)50 years
 
Fixed/5 years

IDBI Federal Life Insurance POS Guaranteed Plan (UIN: 135N049V01) is a non-linked, non-participating insurance plan.

IDBI Federal Savings Life Insurance Plans and Policy

 

IDBI Federal Child Plans
IDBI Federal Childsurance Saving Protection
IDBI Federal Wealthsurance Fuuture Star
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IDBI Federal Childsurance Saving
IDBI Federal Wealthsurance Growth
IDBI Federal Wealthsurance Future Star
IDBI Federal Wealthsurance Growth Insurance Plan SP
IDBI Federal Savings Plans
IDBI Federal Wealth Gain
IDBI Federal Lifesurance
IDBI Federal POS Guaranteed
IDBI Federal POS Guaranteed Income
IDBI Federal Incomesurance Guaranteed Money Back
IDBI Federal Incomesurance Guaranteed Money Back Insurance Plan 7 Pay
IDBI Federal Wealthsurance Growth
IDBI Federal Wealtgsurance Growth Insurance Plan SP
IDBI Federal Incomesurance Guaranteed Money Back Insurance Plan 6 Pay
IDBI Federal Secured Income
IDBI Federal Guaranteed Wealth

IDBI Federal Retirement Plans
IDBI Federal Wealth Gain
IDBI Federal Lifesurance Savings
IDBI Federal Wealthsurance Growth
IDBI Federal Wealthsurance Growth Insurance Plan SP
IDBI Federal Retirement Plans
IDBI Federal Group Plans
IDBI Federal Loansurance Grouo Insurance Plan SP
IDBI Federal Retiresurance
IDBI Federal Termsurance
IDBI Federal Group Employee Benefit
IDBI Federal Group Loan Secure
IDBI Federal Group Microsurance
IDBI Federal Termsurance Group Protection
IDBI Federal Loansurance Group