New India Assurance Family Floater Mediclaim Insurance Policy - The New India family floater mediclaim policy is available to people between 18 years to 60 years. People beyond 60 years can continue their policy provided they are insured with the company without any break. You can cover your spouse and dependent children (maximum two) under this policy.
The basic premium will be as per highest age of the family member.50% of loading on basic premium will be applied for covering spouse, and 25% loading for covering each and every additional dependent child. The premium payable under this policy shall be paid in full and in advance. Premium will be charged on the basis of zones.
Delhi and Bangalore
Rest of India
Minimum Sum Insured is Rs. 2 lacs.
Maximum Sum Insured is Rs 5 lacs.
Coverage: Self, spouse and two dependent children.
Portability: The portability under this policy is applicable as per IRDA guidelines.
Policy termination: This mediclaim policy is issued for one year. Insurance company can terminate this policy in case of misrepresentation of details mentioned in the proposal form by sending a written notice to the insured.
FREE LOOK PERIOD: The insured will be allowed a free-look period of 15 days from the date of receipt of the policy to review the terms and conditions of the policy and to return the policy if he/she is not satisfied with the policy.
Documents required: The proposer needs to fill a proposal form to avail the policy. Company can also ask the proposer to submit medical history of proposer from a certified doctor.
People in the age slab of 18 to 60 years are covered under this policy. Proposer can cover spouse and two dependent children under this policy. Coverage for parents and parents in law is not allowed under this policy.
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