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HDFC SL Crest Insurance Plan

HDFC SL Crest Insurance Plan - HDFC SL Crest, is a short term unit linked insurance (ULIP) investment plan which helps you to achieve your investment goals in a brief period of 10 years along with financial protection for your family. Pay premiums for only 5 years to get market linked returns for a period of 10 years.

HDFC SL Crest Insurance Plan (Features):

Get access to high returns through stock market linked investments. Invest your surplus to get both returns and protection for your family, through our 4 fund options, designed to meet your varied investment needs. HDFC SL Crest is a well-managed savings plan that channelizes your money in an optimum manner.

  • Free Asset Allocation: Flexibility to invest in any of the 4 funds available, create your own investment strategy by switching or redirecting future premiums
  • Flexibility to choose sum assured multiple between 10 times to 20 times annual premium
  • No limit on maximum premium
  • In case of your unfortunate demise during the policy term, we will pay the higher of the sum assured (less partial withdrawals) or the total fund value or minimum death benefit (105% of the total premiums paid till date) to your nominee
  • Plan can be availed by filling short medical questionnaire, which may not require you to go for medicals
  • EMI available for HDFC Bank Credit Card holders. 

HDFC SL Crest Insurance Plan (Advantages):

  • Get benefit of investing in a shorter horizon. Pay premiums for just 5 years and enjoy a policy term of 10 years
  • Tax benefits under sections 80C and 10(10D) of the Income Tax Act 1961
  • Paying premiums is convenient with access to multiple modes – credit card, internet banking, cheque, auto debit facility

HDFC SL Crest Insurance Plan (Eligibility):

Policy Term 10 years
Min-Max entry age 14-55 years
Maturity age 65 years
Premium payment term 5 years

Age has to be taken as of "last birthday" basis

For more details on risk factors, terms and conditions, please read the Product Brochure carefully and/or consult Financial Consultant before taking a decision.

HDFC Life Insurance Savings and Investment Plans and Policy

Disclaimers:

Starting premiums for this plan are Rs. 24000 per year and the plan is available only on an annual mode

HDFC Life Smart Woman Plan (Form No: P501, UIN: 101L082V02). This is a unit linked non participatory product. For more details on risk factors, terms and conditions and exclusions please read the product brochure or consult financial consultant before conclusion of sale. Unit linked insurance plans are different from traditional plans and are subject to different market risks. The investment risk in the portfolio is borne by the policyholder. (hdfclife.com)

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