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HDFC Life Sampoorn Samridhi Plus Insurance Plan

HDFC Life Sampoorn Samridhi Plus Insurance Plan - Your family depends on you. Things like giving your child the best education, security for your spouse, going on that much awaited vacation or building a second home are a few of the many important milestones of your life.

While you may have done your best to take care of them, life is unpredictable. On the journey of life, roadblocks spring up unannounced and may affect your plans adversely.

Therefore, staying prepared is a smarter way to deal with life’s unexpected turns. Keep your and your loved ones' happiness well protected with the confidence of HDFC Life Sampoorn Samridhi Plus Insurance Plan.

What is Whole Life Insurance?

A Whole Life Insurance is a life insurance contract between the insurance provider and the policyholder, wherein the insurance payout is made to the contract’s beneficiaries upon the inevitable death of the policyholder provided required premiums are paid, or to the policy matures. It is also known as “straight life insurance” or “ordinary life insurance”.

HDFC Life Sampoorn Samridhi Plus Insurance Plan (Features):

  • Limited premium endowment plan with an option to extend life coverage up to 100 years under whole life coverage
  • Limited premium payment term equal to policy term less 5 years
  • You have the flexibility to choose a policy term from 15 to 40 years
  • Guaranteed Additions up to 5% p.a. of “Sum Assured on Maturity” for first 5 years
  • The plan participates in the profit of the participating fund by way of bonuses from the 1st year
  • Get an additional sum assured in case of accidental death during the policy term
  • You have the flexibility to choose the premium payment frequency i.e. monthly/quarterly/half-yearly/annual
  • Tax Benefit under Section 80C and Section 10(10D) of Income Tax Act, 1961
  • Get additional protection by opting for HDFC Life Critical Illness Plus Rider that provides Rider Sum Assured in case diagnosed with any of the 19 Critical Illnesses

HDFC Life Sampoorn Samridhi Plus Insurance Plan (Advantages):

  • HDFC Life Sampoorn Samridhi Plus provides an option to choose between the following Plan option:
    1. Endowment - Lump sum amount payable at the end of policy term.
    2. Endowment with Whole Life - Lump sum amount payable at the end of policy term + Sum Assured on Maturity payable on survival till age 100 years or death, whichever is earlier
  • Maturity Benefit:
    1. Endowment : Sum Assured on Maturity + Accrued Guaranteed Additions + Accrued Reversionary bonuses + Interim Bonus (if any) + Terminal Bonus (if any) on maturity
    2. Endowment with Whole Life: Benefit payable under Endowment Option + Sum Assured on Maturity payable on survival till age 100 years or death whichever is earlier
  • Death Benefit:

    In case of the Life Assured’s unfortunate demise, we will pay to the nominee the highest of the following:

    1. Sum Assured on Death + Accrued Guaranteed Additions + Accrued Reversionary Bonuses + Interim bonus (if any) + Terminal bonus (if any)
    2. 105% of premiums paid till date
  • Where Sum Assured on Death is :
    1. Sum Assured on Maturity, which is the absolute amount of benefit guaranteed to be payable on maturity of the policy
    2. An absolute amount assured to be paid on death, which in this case is equal to the Sum Assured on Maturity
    3. 10 times Annualized Premium6 for entry age up to 50 years and 7 times Annualized Premium6 for entry age greater than 50 years
  • Accidental Death Benefit:
    1. In case of the Life Assured’s unfortunate demise during the term of the policy, an additional sum equal to Sum Assured on Death is payable provided the life assured is aged 18 years & above on the date of death

HDFC Life Sampoorn Samridhi Plus Insurance Plan (Eligibility):

HDFC Life Click 2 Invest – ULIP Eligibility

All age mentioned above are age last birthday.

For more details on risk factors, terms and conditions, please read the Product Brochure carefully and/or consult Financial Consultant before taking a decision.

HDFC Life Insurance Savings and Investment Plans and Policy

Disclaimers:

Starting premiums for this plan are Rs. 24000 per year and the plan is available only on an annual mode

HDFC Life Smart Woman Plan (Form No: P501, UIN: 101L082V02). This is a unit linked non participatory product. For more details on risk factors, terms and conditions and exclusions please read the product brochure or consult financial consultant before conclusion of sale. Unit linked insurance plans are different from traditional plans and are subject to different market risks. The investment risk in the portfolio is borne by the policyholder. (hdfclife.com)

Children's Policy and Plans
HDFC SL YoungStar Super Premium
HDFC Life YoungStar Udaan
Protection Plans Premium Calculators
HDFC Life CSC Suraksha
HDFC Life Click2Protect Plus
Savings/Investment Policy and Plans
HDFC Life Pragati
HDFC Life Click2Invest - ULIP
HDFC Life Sanchay
HDFC Life Super Income Plan
HDFC Life Capital Shield
HDFC SL Crest
HDFC Life ClassicAssure Plus
HDFC Life Super Savings Plan
HDFC Life ProGrowth Plus
HDFC SL ProGrowth Super II
HDFC SL ProGrowth Flexi
HDFC Life Sampoorn Samridhi Plus
HDFC Life Sampoorn Nivesh
HDFC Life Uday
ULIP Plans by HDFC Life
HDFC SL ProGrowth Maximiser

Retirement Policy and Plans
HDFC Life Personal Pension Plus
HDFC Life Click 2 Retire - ULIP
HDFC Life Pension Super Plus
HDFC Life Single Premium Pension Super Plan
HDFC Life Assured Pension Plan ULIP
HDFC Life Guaranteed Pension Plan
HDFC Life New Immediate Annuity Plan
Women's Policy and Plans
HDFC Life Smart Woman Plan
HDFC Life YoungStar Udaan
HDFC Life Pension Super Plus
HDFC SL Youngstar Super Premium